We create a "rate spreadsheet" of available health insurance carrier rates. The insurance rates will reflect the overall health conditions and demographics of your company.  Meaning it just won't be a "quote".  It will be "guaranteed quote".  There is a big difference between a "quote" and a "guaranteed quote".  A "quote" is just a basic rate. A "guaranteed quote" is what you really need to know up front. Keep in mind that we just don't calculate.  We do the necessary homework in personally meeting with the various underwriters to make your case and submit you optimally for the very best price.  We'll rank the carriers in order of importance, to help you decipher which carrier is the best for the benefit level you are looking for. This really makes your job easier!  It is a process we will walk you through.

Bid for The Best Offer: After your review of the "rate spreadsheet" that will come to you via email.  You should identify at least two favorable insurance carriers.  We than take the second step and help you apply with both carriers.  This strategically puts you into a competitive situation where two insurance carriers are bidding over your case.  The best offer wins and you simply accept or reject!  To read more details about the strategy we implement click here.