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   Scroll down to select your health insurance rates...

 

Or click the bookmarker!  ALTIUS    SelectHealth/IHC    BlueCross BlueShield    Catastrophic / Assurant Health  


 

 We recommend applying with a minimum of two carriers through our system to assure you get the best deal through "Carrier Competition". Call us for details or suggestions!

SEE Value Added Bonus YOU GET WITH  OUR HELP!


Carrier "Rate Menus"

 

Rate Menus for Dr. Office and Rx Copay Plans:
Utah insuranceInstant quote comparisons for individuals or families!

Rate Menus
for HSA or Catastrophic Plans:
Utah insuranceInstant quote comparisons for individuals or families!

 

Rate Menus for Dr. Office and Rx Copay Plans:
Utah insuranceInstant quote comparisons for individuals or families!

Rate Menus for HSA or Catastrophic Plans:
Utah insuranceInstant quote comparisons for individuals or families!

Rate Menus for Dr. Office and Rx Copay Plans:
Utah insuranceInstant quote comparisons for individuals or families!

Rate Menus for Catastrophic Plans:
Utah insuranceInstant quote comparisons for individuals or families!

Rate Menus for Catastrophic Coverage:
Utah Health insurance BulletOnline Quote / Brochures / Enroll

Rate Menus for Temporary Coverage:
Utah Health insurance Bullet
Quote and Make Your Policy Effective at Midnight
Utah Health insurance Bullet
Where temporary policies can help.

 

Comparison Chart

Differentiating
Points of Carriers

Altius

BlueCross

BlueShield
(Regence)

SelectHealth
IHC Plans

Assurant
Health

Financial Rating B+ A- B- A-
Rate Guarantee 10 months 10 months 10 months Until b-day
Application Approval Ratio 75% 65% 65% 95%
Approval Time 2-3 working days 2-3 working days 2-3 working days Instant
Secure & Safe Online Application Yes Yes Not Available Yes

National Doctor

Coverage

Yes

No

No

Yes
Doctor Network  3800 Providers
35
Hospitals
80% of Utah

PHCS

Pre-Existing Conditions Covered

Contingent
upon prior coverage
Contingent
upon prior coverage
Contingent
upon prior coverage
Contingent
upon prior coverage
Their  Peak
Plans
Blue
Advantage
"Select Med"
High Level
 
One
Deductible
Plan
HSA Accounts Major
Value
Minor
 Value
Minor
Value
Major
Value

24-Hour Customer Service

No No No Yes
Vision Yes No Yes No
Dental Insurance Available? Included
Free
No No No
Maternity Covers Yes Yes Yes Yes
Maternity Waiting Period No 3 months No Yes
Office Co-Pays Yes Yes Yes Coming Soon
Accidental Death
Life Insurance
No 25,000 No Available
Prescription
Co-Pays
Yes Yes Yes Yes

When considering purchasing health insurance, here are some important tips..

Tip#1 Temporary Insurance
Enroll now "temporarily" while you wait for approval on permanent coverage!

 
 

With health insurance there are several things you need to be aware of. Take it from a "Field Underwriters" perspective!

First with Utah based health insurance policies it is important to understand "approval" vs. "decline".  This is a big point because you can be hurt by it! Health insurance policies are regulated by each state. Companies and policyholders alike must abide by established insurance laws.  But did you know that for Utah there are fewer regulations than most states fewer regulations mean greater latitude for the insurance companies and less protection for the shopping consumer.

Second, if you have any pre-existing conditions, you must know how each Utah based health insurance company will treat those specific conditions in the underwriting process. Some conditions may mean automatic rejection of  your application.

Third, a rejection from an insurance company is a black mark that follows you for two years minimal. One mistake and you will find it hard if not impossible to get health insurance.

Fourth, some insurance companies are "non-domiciled licensed" in Utah and operate by renting a network of doctors and hospitals. Companies such as American Medical Security may be able to approval you because of a larger national presence vs. small local carrier presence.

Value Added Bonus

It is our job to professionally chauffeur you to the front of the line!  Plus we will be there after your policy is issued to resolve any claim problem that might occur in the future. Working through us assures you'll get great pricing options now and when your policy renews by utilizing our proven "competition system".  And we are contracted by these carriers to perform these services free of charge to you! We start the field underwriting for you now and help you with suggestions that save you money! We know the "path" .... climb on in!

Price Guarantee

Many people believe they are saving money by going directly to an insurance company. This is an incorrect assumption. Health insurance premiums are filed and regulated by the Utah Department of Insurance. Whether you work through us or directly with the health insurance company, you'll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through BenefitsManager.net and rest assured that you're getting the best prices available and you qualify for our Value Added Bonus.


Ask Advice at the right place.... Benefitsmanager.net!

BenefitsManager.net is pleased to be local (Layton, Utah) and exclusive for Utah residents.  We are a licensed and appointed agent that represents, through our comprehensive website, quality companies that provide health insurance in Utah.  We pledge to only perform field underwriting for carriers that truly have the best interest of policy holders or potentials alike.

As you explore your Health Insurance options in Utah, BenefitsManager.net is there for you.  As a local agent, we care about our reputation and our Utahan residents and neighbors. We are contracted by these carriers to perform the field underwriting and policy submission at no charge to you. If you can't find the health insurance policy you're looking for, just give us a quick call or e-mail. We can help narrow down which carrier would best meet your needs.


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