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With health insurance there
are several things you need to be aware of.
Take it from a "Field
Underwriters" perspective!
First
with Utah based health insurance policies it is important to
understand "approval" vs. "decline". This is a big point because you
can be hurt by it! Health insurance policies are regulated by each state.
Companies and policyholders alike must abide by established insurance laws.
But did you know that for
Utah
there are fewer regulations than most states – fewer regulations mean
greater latitude for the insurance companies and less protection for the
shopping consumer.
Second,
if you have any pre-existing conditions, you must know how each Utah
based health insurance company will treat those specific conditions in
the underwriting process. Some conditions may mean automatic rejection of
your application.
Third,
a rejection from an insurance company is a black mark that follows you for
two years minimal. One mistake and you will find it hard if not impossible
to get health insurance.
Fourth,
some insurance companies are "non-domiciled licensed" in Utah and operate by
renting a network of doctors and hospitals. Companies such as American
Medical Security may be able to approval you because of a larger national presence vs. small local
carrier presence.
Value
Added Bonus
It is our job to professionally chauffeur
you to the front of the line! Plus we will be there after your policy
is issued to
resolve any claim problem that might occur in the future. Working through us assures
you'll get great pricing options now and when your policy renews by
utilizing our proven "competition system". And we are contracted by these carriers to
perform these services free of charge to you! We start the field underwriting for you now
and help you with suggestions that save you money! We know the
"path"
.... climb on in!
Price Guarantee
Many people believe they are saving money by going directly to
an insurance
company. This is an
incorrect assumption. Health insurance premiums are filed and regulated
by the Utah Department of Insurance. Whether you work through us or directly
with the health insurance company, you'll pay the same monthly premium for
the same plan. This means that you can enjoy the advantages and convenience
of shopping and purchasing your health insurance plan through
BenefitsManager.net and rest assured that you're getting the best prices
available and you qualify for our
Value Added
Bonus.
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