We create a "rate spreadsheet" of available health & dental insurance carrier rates. The insurance rates will reflect the approved rates for the overall health conditions of your employees' demographics.  Meaning it just won't be a "quote".  It will be "guaranteed quote".  There is a big difference between a "regular quote" and a "guaranteed quote".  A "regular quote" is just a basic rate. A "guaranteed quote" is what you need to know up front that reflects the carrier's commitment to cover your employees. We do the necessary homework in personally meeting with the various underwriters to "make your case" and submit you optimally for the very best price.  We'll rank the carriers in order of importance, to help you decipher which carrier is the best for the benefit level you are looking for. This really makes your job easier!

Review the Top Offers: After your review of the "rate spreadsheet" that will come to you via email.  You will be able to identify at least two favorable insurance carriers.  We than take the second step and help you decide (if necessary) which plans will provide the detailed coverage you expect.