What we do..........specifically
We create a "rate
of available health & dental
insurance carrier rates. The insurance rates
will reflect the approved rates for the
overall health conditions of your employees'
demographics. Meaning it just won't be
a "quote". It will be "guaranteed
quote". There is a big difference
between a "regular quote" and a "guaranteed
quote". A "regular quote"
is just a basic rate. A "guaranteed quote"
is what you need to know up front that
reflects the carrier's commitment to cover
your employees. We do the necessary homework
in personally meeting with the various
underwriters to "make your case" and submit
you optimally for the very best price. We'll rank the carriers in order of
importance, to help you decipher which carrier
is the best for the benefit level you are
looking for. This really makes your job
Review the Top Offers:
After your review of the "rate
spreadsheet" that will come to you via
email. You will be able to identify at
least two favorable insurance carriers.
We than take the second step and help you
decide (if necessary) which plans will
provide the detailed coverage you expect.
We assist with your company's transition into
the "winning insurance policy bid" to
assure proper set up of all pre-existing
credits due to you and assure nobody suffers
penalty through the change process. "Pre-existing
credits" refer to items such as
pre-existing conditions. We also set up
your required documents for HHS regulations.
Documents such as ERISA, COBRA
notifications, HIPAA, and of course assist
you in determining SMALL BUSINESS HEALTH
CARE TAX CREDITS.
you consider appointing us to get control of your
benefits and prices? <Download
Learn if you qualify
SMALL BUSINESS HEALTH CARE TAX CREDITS
through the new Health Care Reform Bills (H.B 3590 & 4872). Tax
credits could be as much as 35% of the premium you pay. So get
better rates now through our quotes or with your current plan. We'll
give you a FREE in-depth quotes of your situation and spreadsheet
several offers from insurance carriers. We specialize in connecting
you the right way that saves you time and money!
One Idea We Will Quote You:
$15 Doctor copay
$10 Rx copay
$250 Hospital Deductible
100% Coverage Plans
Life Insurance Plans