utah health insurance

How Does A Quote Work

 

We create one consolidated and easy to understand “rate quote spreadsheet” for your situation.  We quote those employees for health insurance that you would want consideration.

from all of the local health insurance carrier bids.  It just won’t be a “quote“.  It will be a “personalized quote” based on the information given in your census.  A “personalized quote” will also help us align your specific needs and budget. We’ll rank the carriers in order of importance, to help you decipher which one is the right fit. We work on your behalf in meeting with the various group health insurance underwriters to make a strong case as to why you should be awarded better rates and benefits. This really makes your job easier!

What we need to provide you with pricing

  1. Ages or D.O.B for employees and their dependents
  2. Name and address of company
    NOTE:  No health questions will ever be asked under ACA compliance
  3. Email this data to us.  Please do not include last names of employees for privacy purposes and feel free to ask us for our PRIVACY AGREEMENT to review beforehand.
  4. Or call with any questions

We help you understand updates on compliance and regulations.. 

The federal government seems to love to burden small businesses with requirements relating to their benefit plans for employees. Although some are limited to companies with 50 or more employees (FMLA) or 20 (COBRA), the majority apply to businesses with as few as 2. How is a small business owner supposed to keep their heads above this and still do the things that keep the doors open? We have the solution in our multi point compliance package that we provide. We not only evaluate which regulations apply to your business, but we also put in place the necessary documents and provide any training required for your staff. For COBRA compliance we even provide a professional administrator as well as a professional HR service to keep you abreast of upcoming changes.

We assist with your company’s transition.

We assist with your company’s transition into what we call the “winning insurance bid”. We install your plan the right way…the first time around…and even take care of getting credit to your employees for pre-deductibles met during the year. We handle service, billing, enrollment, claim, id card problems etc…so you don’t have to. We are more than your agent, we are your advocate.

Just a few of the 23 carriers we quote